Job Responsibilities: Treasury & Cash Management • Compliance and Regulatory Reporting. • Daily Cash Report (various currencies) to CFO & Treasury Head • Cash Budget and Forecasting • Budgeting • Forecast cash flow positions for 36 months, 13 weeks, Quarterly and Weekly. • Manage and secure the payment and the cash collection processes • Lead projects to optimize cash management processes and tools and monitor e-banking tools interfaces • Managing Intra-company funding to ensure adequate liquidity for companies to operate effectively; • Manage all cash management functions including cash concentration, wires, and account funding • Manage working capital needs and budget requirements; • Oversee the treasury and cashier activities to ensure the availability of required foreign exchange and local currency; Funding – Liquidity & debt management • Execute the BUs financing operations according to company Financial Policies • Investments • Monitor mid-term net debt planning for each Business Unit • Manage the cash landing with the head of financial planning. • Coordinate with BUs on the financial results forecast and monitoring • Responsible for the company's funding strategies (deposits, credit facilities and capital markets) and execution of those. Bank relationships • Manage relationship & negotiation with banks. • Opening and Closing of bank Account across all locations (US, Canada, Europe, Asia) and act as first point of contact. • Currently Managing 315 bank accounts. • Implementation of HOST -TO-HOST (H2H), Cash Pooling with MT940. • Ensure full compliance with the Credit Agreement and regulatory authorities. • Managing Signatories and Various indemnities (Fax or Email) with banks • Negotiate loan or overdraft terms with company bankers. • Negotiate Fixed Deposit interest rates and term Financing • Ensure that BUs liquidity is always under control • Execute the BUs financing operations according to companies Financial Policies- bank credit lines, intercompany loans, capital injection, dividends upstream, excess cash management, other schemes such as factoring, supplier confirming program, leases. • Funding negotiation, implementation of new debt facilities • Trade Finance: SBLC, L/C (UCP 600), BANK GURANTEE, Bill Discounting. Cheques Discounting. • Ensure all internal control and documentation requirements are maintained. Reporting • Prepare and submit Daily Cash Dashboard and monthly reporting • Ensure regular reporting to the Company/Region/CBU on all F&T matters • Fixed Deposit & Debt Report. • World Wide Income Forecast & Reporting • Review and report monthly bank fee analysis to incorporate in the annual banking report with comments on variances Other • Ensure all internal control and documentation requirements are maintained • Master Data Supplier/Employee/Customer bank details (specifically on validation in ERP) • Working capital KPI monitoring (AP & AR Radars) to optimize cash flow cycle • Assist management in the formulation of its overall strategic direction • Manage region / country wise account mandates including E-banking. • Intercompany Reconciliation. • Lead and develop Treasury team • Other Ad-hoc duties assigned by senior management; • Contribute to continuous improvements in policies, processes, products and services.

Job Responsibilities: Financial Management * Reporting to Group CFO & CEO. ; * Maintain a documented system of accounting & Treasury policies and procedures ; * Manage Monthly Financial Flash Reports and Financials as per IFRS. ; * Managing Accounts Payable & Account Receivables ; * Financial Planning and Working Capital Management ; * Budgeting and Forecasting. * Managing Account policies and procedures. ; * Oversee the operations of the treasury department, including the design of an organizational structure adequate for achieving the department's goals and objectives TREASURY/BANKING/RISK MANAGEMENT * Policy and Procedures for Treasury Department, Compliance and Regulatory Reporting. ; * BANK ACCOUNT MANAGEMENT: Opening bank Account across all locations (US, Canada, Europe, Asia) and act as first point of contact. Review feasibility of external finance options ; * Manage the bank account structure of the region / country, account signatures, E-banking, Bank relationship. ; * Liquidity Management- manage country-wise liquidity management, short-term funding plans, funding channels. ; * Funding Strategy - Drive the structuring, negotiation, implementation of new debt facilities across the Group together with Group Legal and other relevant areas. ; * TRADE FINANCE: SBLC, L/C (UCP 600), BANK GURANTEE, MT940 IMPLEMENTATION, TERM LOAN, NCD ; * Responsible for reviewing and monitoring the intra-regional and inter-regional (ETC) inter-company funding / loans. ; * Risk Management: Financial Risk & operational Risk. ; * manage long- & short-term investment strategies. Review and recommend changes to the investment policies based on the market conditions; * Assess, manage and mitigate foreign currency exposure; * Use hedging to mitigate financial risks related to the interest rates on the company's borrowings, as well as on its foreign exchange and commodity positions; * Handle bank guarantee and Letters of Credit; * Manage payment processing and support fraud prevention activities CASH MANAGEMENT * Managing daily cash balances and ensure adequate liquidity for companies to operate effectively; * Daily Cash Report (various currencies) ; * Forecast cash flow positions for 3 years, Yearly, Quarterly and Weekly, related borrowing needs taking into consideration cash payments, working capital needs and budget requirements; * Manage 476+ bank accounts. Ensure that sufficient funds are available to meet ongoing operational requirement. ; * Manage inter-company cash, including inter-company lending, interests, and capital injections; * Oversee the treasury and cashier activities to ensure the availability of required foreign exchange and local currency; RELATIONSHIP MANAGEMENT * Manage banking and financial institution relationships across 20 countries ; * Negotiate bank charges under bank facilities and bank charges in general. ; * Negotiate loan or overdraft terms with company bankers ; * Maintain good relationships with related parties. COMPLIANCE/ GOVERNANCE/ TAXATION * Maintain a system of policies and procedures that impose an adequate level of control over treasury activities. ; * Ensure treasury activities are compliance with treasury policies, accounting guidelines, governance policies and internal controls. ; * Managing Taxation of countries like: US, UK, Canada, India, Singapore, Malaysia, Italy, Kenya, Eritrea, Luxembourg. ; * Taxation Include: VAT, Corporate Income Tax, WHT, GST, Social Security Contributions, Customs duty and filling of returns ; * Keeping a complete record of Taxes with their due dates ; * Country-wise Statutory Compliance management BUDGETING * Manage the preparation of the company's budget ; * Report to management on variances from the established budget, and the reasons for those variances ; * Assist management in the formulation of its overall strategic direction OTHERS * Lead and develop Treasury team ; * Other Ad-hoc duties assigned by senior management; * Contribute to continuous improvements in policies, processes, products and services. Reason for Leaving: Not much learning scope as company is just in process of establishing itself. No clear road map where company intend to reach.

Job Responsibilities: CASH MANAGEMENT & FORECASTING: * Reporting to the VP Finance & Treasury and dotted to CFO. ; * Manage daily cash, prepare daily cash report, Weekly Cash Report ; * Liquidity forecast & Management ; * Group Accounts Payable and Accounts Receivable ; * Weekly Receivables Report for Management. ; * Monthly Management Report & Treasury Reports ; * Cash Flow Forecasting up to 3 years and rolling (monthly and Weekly) for 38+ Legal entities. ; * Reporting Variances comparing actuals with Budgets. ; * Manage Budgeting, Funding and Financing Strategy. BANK MANAGEMENT: * Bank Account Infrastructure: Multi-Country Banking Exposure (US Europe and Asia) Bank Account Management-managing 144 bank accounts, Maintenance of Bank mandates & Banking Relationship. Opening and Closing Bank Accounts and preparing full sets of documentations. ; * Fund Raising activity with various financial institution along with loan documentation and monitoring loan covenants ; * Serve as a Signatory in 180 bank account & manage relationships with the banks globally. ; * Maintaining bank mandates. Manage the bank account structure of the region / country, E-banking, Bank relationship. ; * Liquidity Management- manage country-wise liquidity management, short-term funding plans, funding channels. ; * Management of Revolver Credit and Preparation and review of credit line submissions to various banks. Analyze alternative long-term borrowing strategies and make recommendations. ; * Implemented Electronic Banking Platform and Automated Payment System, MT 940. ; * Cash Pooling - Completed & implemented Cash Pool structure for optimal use of Cash. Intercompany: Optimization of cash allocation between business units. ; * Finance & Treasury policies, procedure and Internal Control System DEBT MANAGEMENT: * Debt Capital Market (Bonds) and Debt portfolio management (L/C, Trust Receipts, Bank Guarantees, Term Loans, Bill Discounting, Factoring), Syndication, Structured Finance etc. ; * Manage debt compliance through testing affirmative, negative, and notice covenants. ; * Report key debt ratios and basket usage; assess pro forma impacts of business decisions on an ad hoc basis ; * Serve as an expert on debt impacts related to various business decisions. ; * Prepare 8-K equivalent notices as required under the debt agreements via partnering with legal and leadership ; * Maintain relationships with ratings agencies; * Respond to investor and debt holder inquiries; maintain relationships ; * Prepare investor and debt holder presentation materials for senior leaders. ; * Risk Management: Financial Risk & operational Risk. COMPLIANCE/ GOVERNANCE * Maintain a system of policies and procedures that impose an adequate level of control over treasury activities. ; * Ensure treasury activities are compliance with treasury policies, accounting guidelines, governance policies and internal controls. Sub Heading: * Payment of Taxes in Tax countries. Management of Accounts Receivables and Accounts Payables (Forecasting). Managing regulatory-tax, legal and other cash concentration issues in consultation with Group Tax Department. ; * Managing Commercial Card program. ; * Preparing and posting of standard and non-standard journals. Monthly reconciliations including inter-companies' ; * Monthly Financial analysis of respective Cost Center expenses, AP & profit & loss accounts. ; * Preparation of Budgets- works closely with Departments/Business Units leads to develop Budgets and Forecasts and identify business risks and Analysis ; * Managing Insurance. Key Achievements: * Corporate Governance-Finance & Treasury policy and procedure. ; * Forex & Strategy- Negotiated for new facilities and long term debts ; * Relationship Management-E-banking Implementation, Signatory in Bank for financial transaction. ; * Working Capital Management & Liquidity Management-Cash Pool Implementation which resulted in improvement in cash management and saving of time in movement of funds and earn interest on cash if left idle in pool account. Forecasted payment. Developed cash flow forecasting model for the group ; * Taxation- Gained knowledge of funds movement from tax countries. Reason for Leaving: * Not much growth in the wake of declining Oil Prices

Job Responsibilities: Responsibilities * Prepare daily cash position report. Monitor daily cash position to ensure Liquidity. ; * Cash flow forecasting, budgeting. ; * Manage inter-Group cash, including inter-Group lending, dividends, and capital injections. ; * Managing /Supervising Accounts Payables & Receivables. ; * Implement cash pooling, ensuring Group cash and working capital is managed efficiently. ; * SWIFT solution recommendation and implementation using both MACUG & SCORE ; * Risk management activities to protect a company's financial well-being. ; * Analyzing the impact of financial markets on the performance of products or services ; * Responsible for understanding of current hedging / risk tolerance practices and report. ; * Recommend efficient FX & commodity risk optimization for the Group (under supervision) ; * Provide treasury input into the Group's monthly management accounts including reporting the group's interest, cash and total debts ; * Manage relationships with the banks globally, maintaining bank mandates. Prepare the treasury operations budget and monitor operational expenses and operations bank charges on an ongoing basis Investigating New Line of Credit. ; * Working with Electronic Banking Platform and Automated Payment System ; * Manage middle office function related to Global Treasury's FX and interest rate activities. ; * Managing company`s loan portfolio & Maintenance of Interest schedule. ; * Prepare, Analyze and report forecasted interest expense and projected debt repayments for the consolidated Group. Relations with creditors ; * Factoring, PDC Discounting, Invoice Discounting, Letter Of Credit -Import /Export, Guarantee & Overdraft. Trust receipts--TR, Availization facility management. ; * Variance Analysis and Investigations ; * Perform valuations of companies (including those publicly listed and closely held) using Discounted Cash Flow (DCF) analysis, traded and transaction comparable analysis, NAV and other relevant methodologies. ; * Providing financial analysis Key Achievements: * Handled alone the Debt management without any default ; * Never lost on the cash discount on payments with HP under contractual agreement of 14 day payment window ; * Account Receivable never aged more than the agreed period of 60days ; * Reduced cost to the company on bank charges and interest charged on facilities Reason for Leaving: * Company shifted its back office to India

Responsibilities: * Managing a team of 6 employees for overseeing the activities relating to finance and accounting ; * Preparation of budgets/forecasts. ; * Preparing Management Report such as -financial statements (P&L, Balance Sheet, & Cash Flow Statement) by incorporating suitable international accounting standards(IAS & USGAAP) ; * Accounts Payables & Receivables Management ; * Supervising Reconciliations of AP & AR; * Overseeing the bill and invoice management activities of the organization. ; * Responsible for the maintenance of proper accounts relating to fixed assets, depreciation, insurance and loans. ; * Track the usage of credit lines and keep track of settlement due dates ; * Interest rates-verify the interest rates charged by the banks on the facilities. ; * Liaising with the banks and financial institutions for the purpose of arranging for letter of credit and bank guarantees & Issuing of Wire Transfers & managing all day to day banking activities; arranging for audit and insurance required for the same. ; * Opening of import & export Letter of Credit (L/C), guarantees & process amendments. ; * Preparing Bank Reconciliations. Key Achievements: * Managed efficiently the Invoicing to Clients ; * Managed Letter of Credit for the first time Reason for Leaving: * Better growth opportunity

Responsibilities: * Managed a team of 4 employees to manage the audit related function of the organization ; * Responsible for the planning & conduct of branch audit, receivables & payables audit, export & import documentation audit, purchase audit and sales audit of the organization ; * Reviewed and suggested improvements in the internal control system to minimize revenue leakage for the organization Key Achievements: * Audited a branch and highlighted a major issue to the management Reason for Leaving: * Better growth opportunity other than Audit

Responsibilities: * Managed a team of 6 employees to oversee the proper functioning of 45 branch offices * Responsible for preparation of sales & product budgets; prepared sales report for submission to the top management on time * Handled the functions relating to consignment reconciliation and prepared sales reports * Reconciliation - Handled Retail back office with all 4 divisions, consignment reconciliation and reconciliation of HO consisting of all 6 workshops, & bank reco. * Handled the functions relating to ledger scrutiny and expenses, deposits & provision entries' audit on time * Responsible for the maintenance of the books of accounts of the organization; prepared the financial statements of the organization through incorporating proper accounting standards and statutory norms

Responsibilities: • Responsible for the proper maintenance of books of accounts & preparation of financial statements. • Handled the functions relating to financial analysis through application of necessary tools like ratio analysis

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AICPA US, Finance & Account